Home Ownership


  • We  currently accepting applications for new homeowners.
  • Habitat for Humanity houses are sold to qualified partner families at no profit, financed with affordable, no interest loans. The homeowner’s monthly mortgage payments go into a revolving fund for Habitat for Humanity that is used to build more houses.

Each family is required to contribute 300 hours of “sweat equity” to build their own home and to help other prospective homeowners build their houses.

Please fill out the pre-application and obtain a copy of your free credit report for you and your co-applicant if applicable. You may email your information to familyservices@nwihabitat.org or send it to Family Services c/o Habitat for Humanity, 6114 W Ridge Road, Gary, IN 46408. If you have any questions please call Penny at 219-923-7265 ext 305.

“We are currently accepting applications for the 2018-2019 build season.
 We will only be building in Gary at the present time.
 If you would like some more information please give our office a call at 219-923-7265, ext 305.”



Families are chosen based on their ability to meet our qualification requirements. Applications are assessed by our Family Selection Committee, which reviews the family’s need for a home, ability to pay and willingness to partner.

Habitat for Humanity of Northwest Indiana and the NWI Veterans Council are working hard to build our first home for a veteran in Lake County Indiana.

Applicants acceptance are based on three areas:

1. Need
2. Ability to pay
3. Willingness to partner with Habitat
We offer affordable mortgages.
If you meet the income requirements and like the terms apply today.
Your new home may just be there waiting for you.

For any questions about our home ownership program you may email familyservices@nwihabitat.org or call 219-923-7265 ext 305.

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