Selection Criteria
Habitat uses three criteria to determine whether or not a family is ready to take part in the homeownership program.
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Need.
Families often need a home because their current housing isn't viable. It may be overcrowded, too expensive, structurally unsound, or located in a dangerous neighborhood.
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Ability to pay.
You must be able to afford a monthly mortgage payment. See the chart below for some guidelines.
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Willingness to partner.
Habitat homeowners work on their own homes as well as homes for others.
Income Guidelines
Habitat for Humanity of Northwest Indiana is an Equal Housing Opportunity provider. Following HUD Data Sets for 2023 income limits, we offer our program to families in specific income ranges, adjusted for the number of persons in your family. Income includes wages, SS, disability, SSI, TANF and child support. HUD Data Sets do change annually. For our local Habitat, your total yearly gross household income must fall within the posted ranges below.
| Family Size | Minimum | Maximum |
|---|---|---|
| One | $18,800 | $50,050 |
| Two | $21,450 | $57,200 |
| Three | $24,860 | $64,350 |
| Four | $30,000 | $71,450 |
| Five | $35,140 | $77,200 |
| Six | $40,280 | $82,900 |
| Seven | $45,420 | $88,600 |
| Eight | $50,560 | $94,350 |
